Founded in 1948, Arkansas Blue Cross and Blue Shield, an independent licensee of the Blue Crossand Blue Shield Association, is the largest health insurer in Arkansas, serving approximately onethirdof the fully insured market. One of its subsidiaries, USAble Life, is the largest group life insurer inthe state, with more than $9 billion in force. Arkansas Blue Cross and its USAble family of companieshave more than 2,700 employees. Arkansas Blue Cross and its affiliates provide health care financingfor approximately 30 percent of Arkansans. The main office of Arkansas Blue Cross is located in LittleRock. Arkansas Blue Cross operates full-service regional offices serving seven designated geographicareas of the state. Member since 1999 (Charter Member).